Credit Card

Credit Card

What Is a Credit Card?

A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment. Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time. An example of a credit card is the Chase Sapphire Reserve.

How to Check Eligibility for Credit Card?

How does a credit card work?

When you use your credit card for any transaction, the credit card company pays the merchant fee on your behalf. However, the available credit reduces every time you make a transaction, and you can make as many transactions and purchases as you want within the approved credit limit. You can repay the amount you spent within a stipulated period, following which the limit is restored, and any missed payments will incur compounding interest until the due payment remains outstanding.
Every month, you also get an credit card statement which gives you a detailed summary of your transactions. The account statement also highlights:

Available credit and cash limit

Minimum payment due

Total payment due date

Interest and fees charged

Payment methods

How We Help Client's

What are the Advantages of Credit Card?

Accumulate reward points

Boost credit score

Increase purchasing power

Build credit

Step You Will Get The Loan

Fast & Easy Process


Choose Your Amount


Provide Your Document


Apply For Credit Card


Approve Credit Card

Frequently Asked Questions

This is the maximum amount that one can spend on their card. When you have a high limit for the credit card, it allows you to spend more and this will help your credit scores.

General Question

Credit cards issued in India are usually valid for a period of 3 years.

When you lose your credit card, you need to notify the bank immediately and they will block your account.